The Holidays are coming up again – and what has not been said on this subject? I cannot think of anything! The discussion is, as usual, can we manage the stress and make the experience pleasurable? This year for many, there’s probably an additional focus on money - or rather the reduced amounts of it available! The quote "In bringing up children, spend on them half as much money and twice as much time." (L. J. Peter) may speak more to parents this year than before!